FHA MIP Release

Posted Posted in Annapolis, MD real estate, Anne Arundel County real estate, Chesapeake Bay area real estate, FHA Mortgages, Maryland real estate, Maryland's Eastern Shore real estate, mortgages, Queen Anne's County real estate, real estate, Talbot County real estate

FHA loans require mortgage insurance premium to cover a possible loss to the lender if the property has to be foreclosed and sold. The premium is substantial and eliminating the MIP would reduce the payment considerably. The MIP must remain in effect for five years but after that, when the balance is 78% of the […]

Home Safety and Security Tips

Posted Posted in Annapolis, MD real estate, Anne Arundel County real estate, Chesapeake Bay area real estate, home inspection, Maryland real estate, Maryland's Eastern Shore real estate, Queen Anne's County real estate, real estate, Talbot County real estate

A quick once-over of the items on this list may improve the safety and security of your home and could protect your family and friends. It is important to periodically pay attention to these things because things change over time. Security Does each exterior door have a deadbolt? Does the lock on each window work? […]

Handling the Eyesore

Posted Posted in Annapolis, MD real estate, Anne Arundel County real estate, Chesapeake Bay area real estate, Home Values, Maryland real estate, Maryland's Eastern Shore real estate, Queen Anne's County real estate, real estate, Talbot County real estate

It can be unsightly and upsetting when a home in a neighborhood isn’t being maintained like the others. It might be an overgrown yard, a fence in need of repair, paint peeling on the home or even a car parked in front of the home that hasn’t moved in weeks. I believe most people want […]

Determining Value

Posted Posted in Annapolis, Annapolis, MD real estate, Anne Arundel County real estate, Chesapeake Bay area real estate, Home Values, Maryland real estate, Maryland's Eastern Shore real estate, Queen Anne's County real estate, real estate, selling, Selling your home, Talbot County real estate

Knowing the current value of your home is important when you’re considering a move, refinancing or getting a home equity loan. Prices are determined by recent sales and the supply and demand of current inventory. The process of selecting comparable properties involves matching similar features like bedrooms, baths, square footage and updates. In addition to […]