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Conditions for buying a home in the current market are generally good. Mortgages are available at attractive rates and inventory currently is split between standard sales, short sales and bank owned property sales.
There are still no down (available in limited areas) and low down payment loans out there at great rates, however credit scores will determine the rate a buyer can get. Fixed rate mortgages and FHA loans are the most often loan used. Buyers would be well served to comparison shop for their best deal in a mortgage.
All in all, buyers have a good selection of homes to choose from and can get historically low rates on mortgages. It’s a great time to buy a house!